Pick open matches
Wallet KES
Mode KES wallet
Matches Clear picks
History Full history

House rules

Terms and Risk Controls

Pick Match

Operating standard

Every match follows the same result rules.

These rules explain how Kayapool handles picks, abandoned matches, voided matches, disputes, refunds, result sources, and withdrawals. Licensing, KYC, tax, or M-Pesa requirements may add stricter controls before or after launch.

Pick lock

Late picks

Picks are accepted only while a match is open and the kickoff time is still in the future. Once picks close, kickoff passes, or the match is settled, no new picks or option changes are allowed.

One pick

Duplicate picks

Each account may pick a match once. The selected option and committed KES amount are locked after submission, except where the match is voided or refunded.

Official outcome

Result source

Settlement must use the final result published by the competition organizer, federation, league, or an approved data provider. If sources conflict, settlement waits until the operator has a reliable final result.

Match status

Abandoned or postponed matches

If a match is abandoned, postponed, cancelled, or materially changed before a final result is available, the match stays closed while the operator reviews it. The match is settled only if the official body confirms a final result.

No unfair settlement

Voided matches and refunds

A match should be voided when no fair official result exists, when the wrong fixture was listed, or when a material platform error affected picks. In that case, eligible picks are refunded to the same Kayapool wallet used to join.

Review window

Settlement disputes

A user may dispute a settlement by referencing the match, pick, and official result source. The operator reviews wallet history, result source, and admin action history before deciding whether to uphold, correct, or void the match.

Reward distribution

When a match is settled, winners share the reward proportionally based on the KES amount they committed to the winning option. Platform fees are calculated from the total picked amount and recorded separately in wallet history.

If no pick selected the winning option, the match is not paid to losing picks. The operator must review whether the match should be treated as a normal no-winner settlement or voided because of a listing or result issue.

Withdrawal timelines

Withdrawal requests are sent to M-Pesa after validation and may be held while provider, KYC, tax, fraud, or balance checks complete. Failed withdrawals should be reviewed and either retried or returned to the user's Kayapool wallet with the refund visible in wallet history.

Records and support

Wallet history is the first source of truth for KES top-ups, withdrawals, picks, rewards, fees, and refunds. Users should share the visible reference when asking support to check a payment, refund, or match settlement.

User conduct and platform control

Account checks

Users may be asked for age, identity, phone, and payment verification before picking or withdrawing.

Suspicious activity

Kayapool may pause picks, settlement, or withdrawals while suspected abuse, fraud, or payment reversals are reviewed.

Rule changes

Material rule changes should be published before they apply to new matches. Existing matches should follow the rules shown at pick time.